Financial advice that helps you make the most of your money.
Fee-only financial advice
No “product” sales. Just advice.
What does it mean to “make the most of your money”?
It’s the feeling that you’re doing the best you can. That you’re being intentional. That you understand what you are doing and why you are doing it.
It’s knowing that you’re putting the right amount of money to work in the right places to accomplish what is important to you.
It’s knowing that you’ve evaluated all of your options, considered all contingencies, and have controlled what you can control.
It’s no longer having to wonder if you should or could be doing something better with your money.
Who is Ataroke?
Ataroke (at-uh-roke) Wealth is a fee-only financial planning and wealth management firm located in McKinney, TX where we meet with local clients face-to-face and meet virtually with clients from across the country.
What does “fee-only” mean?
No sales. No commissions. No kickbacks. No hidden fees.
It means we’re only paid by you.
How do we help you make the most of your money?
Hourly
One-hour conversation to answer urgent questions
Topics: You choose
Length: Hour
Implementation: You choose
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$300/hour
Includes follow up summary
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A one-hour conversation to answer any question you have.
We will send a form before the meeting for to give us any information necessary ahead of time.
We will also provide a meeting summary with any relevant action items after the meetings.
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Choosing 401(k) investment options
Review an insurance policy
Review a housing purchase decision
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60-90 minute meeting
Post-meeting summary including action items
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Method: Credit or debit card
Timing: After the meeting is complete
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You have no ongoing commitment after our meeting is completed.
Quick
Plan
Comprehensive short-term plan
Topics: All
Length: Short-Term
Implementation: You choose
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Standard: $5,400
Accelerate: $3,600*
*We offer a discount for those with a net worth under $2M to encourage people to accelerate their financial lives.
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This is our comprehensive plan for people who want to implement themselves.
We’ll have three (3) meetings and cover all relevant planning topics.
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Everything listed in the Planning section below
Specific plans for each of the 6 variables of financial planning
Customized investment portfolio to fit your risk tolerance and time horizon
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Full financial plan covering all relevant Planning topics
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Method: Credit or debit card
Timing: We typically collect half the fees up front, and half the fees at project completion
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You have no ongoing commitment after our engagement is completed.
Custom
Project
Design your own project.
What to cover and how long.
Topics: You choose
Length: Up to you
Implementation: You choose
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Varies based on topics, length, and assistance
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Choose your own combination of topics, length, and assistance.
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Review existing plan
Review insurance policy
Purchasing a home
Receiving an inheritance
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Varies based on topics, length, and assistance.
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Method: Credit or debit card
Timing: We typically collect half the fees up front, and half the fees at project completion
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You have no ongoing commitment after our engagement is completed.
Investment
Only
We’ll build and manage a portfolio for your needs
Topics: Investments
Length: Ongoing
Implementation: We do it
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0.50% per year of assets managed
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Our investment-only offering is designed with two people in mind.
People just starting out where it doesn’t make sense yet for a full financial planning relationship but still want to make sure they are on top of their investments.
More established people looking for advanced investment strategies that are not yet available for non-professionals.
(e.g., structured notes, alternative investments, and certain institutional managers.)
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Portfolio of equities and fixed income to fit your risk tolerance and time horizon
Portfolio of structured notes to attempt to either 1) increase upside potential, 2) limit downside potential, or 3) generate income.
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Customized investment portfolio
24/7 access to your account information
2 scheduled review meetings per year (+ability to schedule meetings as needed)
Everything available in our investment offerings
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Fees are deducted directly from your investment account.
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You can move your money at any time.
If you move your money during the quarter, fees will be pro-rated for period your money was being managed.
Comprehensive Ongoing
Everything we have to offer for as long as you’ll have us
Topics: All
Length: Ongoing
Implementation: You choose
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Standard : $750/month*
Accelerate: $500/month**
*Fees may be higher for clients with investible assets above $3 million or for more complex situations
**We offer a discount for those with a net worth under $2M to encourage people to accelerate their financial lives.
Investment management is included
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Our ongoing financial planning + investment management looks at all areas of your financial life on an ongoing basis.
Investment Management is included in this offering. Whether you keep your investments where they are or we manage them directly, the price is the same. We believe the value is in the advice, not who is clicking buy and sell.
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Everything listed in the Planning section below
Specific plans for each of the 6 variables of financial planning
Customized investment portfolio to fit your risk tolerance and time horizon
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Full financial plan covering all topics listed in Planning section below
Customized investment portfolio
24/7 access to your plan and account information
4 scheduled review meetings per year (+ability to schedule meetings as needed)
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You have two choices:
You can pay by credit or debit card
If you choose to have us manage some of your investments, planning fees can be deducted directly from your investment account. (We do not charge additional fees for investment management)
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We hope to partner with you for a long time. But we understand that life changes.
The Financial Planning Partnership is a month-to-month arrangement. We bill monthly in arrears (which means at the end of the month). This also means you only pay us for work we’ve already done, never in advance.
To cancel, let us know 15 days before your next billing date, and you will not be charged going forward.
Ultimately, we help you answer the important questions
Purpose
What do I want to say I did with my life?
Goals
What does my life need to look like to be able to pursue my purpose?
Next Steps
What specifically do I need to do next to build the life that allows me to pursue my purpose?
Planning Checklist
✔ Do I know what all I own and owe?
✔ Do I know where my income is going?
✔ Do I have access to enough cash today?
✔ Am I saving enough for future needs?
✔ Can I replace the things I can’t afford to replace?
✔ Will what I want to happen happen when I die?
✔ Will I be okay if I become disabled or unemployed?
✔ Am I taking the right amount of risk with my investments?
✔ Am I paying more than I need to for debt/taxes/insurance?
✔ Am I giving to the people and organizations I care about?
✔ What is the best way to pay for my kids education?
Taylor Stewart, CFP®
Meet Taylor Stewart, a financial planner, wealth manager, and author helping people make the most of their money. Based in McKinney, TX, Taylor is the founder of Ataroke Wealth, serving clients both locally and nationwide.
As a second generation planner, Taylor's passion for the profession runs deep. However, he also recognizes that financial advisors have lost trust over the years, which is why he founded Ataroke, to put the advice back in “Advisor”.
If this sounds like what you are looking for, then let’s schedule a call.
This 15 minute phone call will give us both a chance to make sure your situation matches our expertise.